Compare Credit Cards

• Popular and first in market card like an always-on digital loan at a click of a button via Citi Mobile® app.
• Immediate cash up to 100% of credit limit in your bank account anywhere in UAE.
• Higher credit limit up to 6X monthly income or AED 175,000 (whichever is lower).
• Special rate from 15%* per annum for the first loan booked within 1 month from card approval.
• Sign-up once and borrow as many loans as you need within your credit limit at a click of a button. No need to re-apply for new loans in the future.
• No early repayment fees, so you can repay in instalments (up to 48 months) or repay early in lump sum without worrying about additional charges.
• Talabat: 20% discount (up to AED 14) on grocery and food orders once month on the Talabat app. Use code “MASTERCARD” at checkout.
• Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea.
• Airport Lounges: Access to 10 lounges across the Middle East via MasterCard Travel Pass app.
• No Annual Membership Fee (AMF)**: waived indefinitely

*T&Cs apply. 15% is the annual rate and is applicable only for new Citibank customers during the term of the 1st loan booked within 1 month of card approval. Min tenure is 24 months and max tenure is 48 months.
**No AMF in year 1. AMF is waived for year 2 onwards without conditions.

• Worldwide  access to airport lounges and all for free
• Complimentary access to Fitness First up to 8 visits a month
• Free airport transfer in Dubai & Abu Dhabi
• New credit card customers: AED 1,500 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance.
• For existing credit card customers: AED 200 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance.
• Get 4 half price tickets across VOX, Reel and Novo Cinemas every billing month! Simply spend a minimum of AED 7,000 in the previous billing cycle to enjoy the benefit. Click here for details

Earn Mashreq Vantage reward points on all spends

• Earn 5 Mashreq Vantage reward points per AED spent internationally
• 3 points per AED on dining and supermarket purchases
• 1 point per AED on other local spends.

1. Earn Emirates Guest Miles in the following format —
   • Earn up to 10 Miles for every AED 10 spent on Etihad Airways, dining, and accommodation
   • Get up to 6 Miles for other expenses
2. Get up to 200,000 Etihad Guest Miles as a welcome bonus
   • 40,000 Miles at the time of paying the joining fee
   • 60,000 Miles upon spending at least AED 15,000 per month for the first 6 months of issuance date
   • Get up to 100,000 Miles when you spend at least AED 20,000 per month for the first 6 months from the issuance date
3. Get a redemption discount of 50% with Etihad Guest Miles on every AED 150,000 spent
4. Avail of 2.5 Etihad Tier Miles for every AED 10 spent
5. Get unlimited access to more than 1,000 international airport lounges through LoungeKey
6. Etihad Guest Gold Tier Membership – Enjoy benefits such as:
   • 50% bonus miles
   • Priority check-in
   • 15 kgs excess baggage allowance
7. Enjoy contactless payment with Apple Pay, Samsung Wallet, Google Pay, Fitbit Pay, and Garmin Pay
8. Get the benefit of ‘Buy 1 Get 1 Free’ on movie tickets at Reel Cinemas and Cine Royal Cinemas
9. Valet parking at select locations
10. Concierge services
11. Get New Credit Shield Pro benefits including –
    • Decease cover per cardholder of up to AED 300,000
    • AED 100 per day in case of hospitalisation
    • Job Loss Cover for up to 12 months or until re-employment – up to AED 60,000

• No annual fee ever for UAE National customers.
• Up to AED1,200 Welcome Bonus
• 10% back as Shukrans on all purchases made at Shukran brands
• Up to 1.5% back as Shukrans on all other retail purchases
• Complimentary upgrade to Shukran Platinum Tier membership
• No annual fee will be charged for the first year for all UAE Residents. An annual fee of AED250 + VAT is applicable from the second year onwards.
• Buy 1 Get 1 free on movie tickets at Reel Cinemas is applicable for up to 2 free tickets per month.
• 12% off hotel bookings on Visa Agoda website
• Enjoy complete control of your card transactions.
• Enjoy complimentary life cover.
• Instalments payment plans
• Convert school fees into a 0% Interest Payment Plan.
• Transfer your outstanding balances from other bank credit cards.
• Credit card loan from a zero interest rate and repay in easy installments of up to 12 months.

• Free for Life
• JOY – Earn up to 100,000 guaranteed rewards on lifestyle and travel spends
• OR Unlock an entry to win AED 250,000 with every AED 100 spent
• Up to 10% on ClearTrip
• Up to 10% discount on hotel bookings at booking.com
• Up to 35% on Avis car rentals worldwide
• 10% off your car rental with rentalcars.com
• 10% off on selected luxury fashion with Farfetch
• Complimentary valet parking service
• Free 2-year premium myUS
• Travel Medical Insurance
• Travel Insurance Letter
• Spend and Earn Up to 50,000 accelerated Joy Points with your Deem Card.
• Explore your card benefits, track your points and redeem your rewards, your way via the Deem Mobile App.

• No Annual Membership Fee (AMF) subject to spend.*
• Automatic cash back on all purchases, with no minimum spend:
  3% on Non-AED spend
  2% on Grocery Spend
  1% on all other spend.
• No caps (up to the credit limit each month), no redemption process and no spend categories excluded.
• Airport Lounges: Unlimited access to 1,100+ lounges worldwide for primary & supplementary cardholders with MasterCard Travel Pass app.
• Airport Transfers: 2 rides per year (up to AED 110 each) using code “MAUAE2“ on the Careem app.
• Talabat: 20% discount (up to AED 14) on grocery and food orders once month on the Talabat app. Use code “MASTERCARD” at checkout.
• Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea.
• Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions.

* No AMF for year 1. AMF waived for year 2 onwards subject to min AED 9,000 spend in previous 12 months, otherwise AED 300 fee applies.

• AED 500 Welcome Bonus on the card when you spend AED 5,000 or more in the first 2 months post card issuance.
• AED 500 cashback is applicable only for customers new to Mashreq Credit Cards. Existing customers (or customers with a card cancelled in last 6 months) will be eligible for AED 100 cashback on spending AED 5,000.
• 20% Cashback at your favourite merchants Careem, Dubainow, Netflix, noon, iTunes, Talabat. Max cashback of AED 50 per merchant per month for the first 4 months. Applicable cashback earned each month will be credited to the card account by end of next month.
• Earn 5% cashback on dining spends in the UAE.
• 1% cashback on international (non-AED) spends.
• 0.33% cashback for govt. payments, utilities, education, charity, fuel, rental and telecom spends.
• 1% cashback on all other spends in the UAE.
• Instant Digital Card. Start shopping online before card delivery. A starter limit of AED 2,000 will be assigned and your card details will be shared with you electronically.
• Interest free period up to 57 Days.
• Absolutely Free for life.

Enjoy double cashback up to AED 1,000 every month, on food deliveries, travels, fitness, coffee and more with a CBD One Credit Card.

• Use your CBD One Card with the selected plan on your favorite listed brands to enjoy double cashback up to AED 1,000 for first 60 days from card issuance date. Click here
• Enjoy a regular monthly cashback of up to AED 500 from 3^rd month onwards.
• Watch your favorite movie with 50% off on Vox & Reel cinemas. Click here
• Free yourself from parking worries at selected Malls & Airport locations in Dubai & Abu Dhabi with CBD’s complimentary Valet Parking. Click here
• Enjoy Golf with your friends & family with 4 Complimentary rounds of golf every month at Trump International Golf Club. Click here
• Relax and entertain yourself during travel with up to 8 times free access to Airport Lounge with CBD One Visa Signature. Click here
• Pay in instalments with 0% Easy payment plan
• Pay your other bank credit card with Balance transfer
• Need Cash instantly, get Quick cash.
• For global benefits offered by Visa, click here

Offer Validity: 14 November 2023 to 31 March 2024

*Starter Plan is free for life with no cashback benefit.

Welcome Benefits:

• 40,000 Smiles points subject to achieving spends of AED 1,000 within 30 days of card issuance at Etisalat channels, Smiles App and elGrocer.
• 90 days of complimentary subscription to ‘ Unlimited Buy 1 Get 1 Offers ‘ worth AED 55
• First year Free * (Annual fee of AED 199 waived for first year)
• Discount coupon worth AED 100 from Yallacompare
• Free for life Supplementary cards

Earn Smiles points on every AED spent:

• 5 Smiles points on all Etisalat channels, Smiles app and elGrocer spends (Monthly cap of 10,000 Smiles points)
• Up to 2 Smiles points on all international spends.
• Up to 1.5 Smiles points on all domestic spends.
• Quarterly bonus of 7,500 Smiles points worth up to AED 75.

Redeem Smiles points:

• Payment of Etisalat bills | Prepaid recharges | Food delivery
• Purchase of Smart phones | Shopping vouchers & more
• Groceries and Pharmacies

Lifestyle Benefits:

• 50% discount on 2 cinema tickets at Novo cinemas per calendar month. For more information: Click here . (To avail the benefit, calendar month spends of AED 2,000 are required)
• Shopping & Dining: Discounts over 500+ lifestyle offers through CBD Mobile app.

• Discount and savings at Emaar Attractions:
  • 20% discount on regular admission tickets at KidZania®, E-Kart Zabeel | Dubai Aquarium and Underwater Zoo Penguin Cove and Nursery experience
  • 20% discount on The Storm Coaster at Dubai Hills Mall
  • 20% discount at Dubai Ice Rink general admission tickets
  • 20% discount at Zabeel Sports District except badminton games
  • Get bonus credits at Play DXB when you purchase credits using CBD Credit Card.

   

• Credit Shield: Protect yourself and your family against unforeseen events and insure your credit card outstanding balance with CBD credit shield benefit by paying 1% monthly fee of your credit card outstanding balance. To enroll and to know more click here

Visa Benefits:

• Complimentary Insurance: ‘Purchase Protection’ & ‘Extended Warranty’ offered by Visa.
• For more information on Visa Platinum Card benefits visit https://ae.visamiddleeast.com

Cashback Rewards:

• 10% cashback on airline tickets (any airline, any class of travel, any destination) in AED and non-AED spends.
• 10% cashback on hotel stays (any hotel brand/chain, anywhere in the world) in AED and non-AED spends.
• 50% cashback on movies tickets purchased online in AED.
• 1.5% cashback on all other domestic AED spends.

Note: You can earn a maximum cashback reward of AED1,500 every month. minimum spend of AED5,000 per month on your card is required to be eligible for the cashback rewards. International retail purchases other than airline and hotel bookings, will not be eligible for cashback rewards.

Travel benefits:

Earn cashback every month:

• AED 350 cash back welcome bonus (subject to payment of full annual fee).
• Redeem points for cash back or transfer to 12 partner airlines including Emirates, Etihad, Turkish at a click of a button from Citi Mobile® App.
• Airport Lounges: Unlimited access to 1,100+ lounges worldwide for primary & supplementary cardholders (+ 1 guest each) with MasterCard Travel Pass app.
• Airport Transfers: 6 rides per year (up to AED 110 each) using code “MAUAE6“ on the Careem app.
• Movies: 30% off 4 movie tickets per month at VOX cinemas.
• Talabat: 20% discount (up to AED 14) on grocery and food orders once a month on the Talabat app. Use code “MASTERCARD” at checkout.
• Golf: 1 free round per month at some of the best golf courses in UAE.
• Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea.
• Marhaba Bronze Meet & Greet service once a year with fast-track for arrivals & departures at Dubai International Airport.
• Purchase Protection Cover (up to $5,000 p.a.) for damaged or stolen items within 90 days of purchase.
• Travel Accident & Medical Insurance for delayed flights, lost luggage and emergency medical conditions.

• No annual fee, late payment fee, cash advance fee or overlimit fee- ever.
• Talabat: 20% discount (up to AED 14) on grocery and food orders twice a month on the Talabat app. Use code “MASTERCARD” at checkout.
• Buy 1 Get 1: hundreds of offers across food & drink, leisure & travel with the Priceless™ Specials Mastercard app (powered by the Entertainer™).
• Cash loan on card at a click of a button from Citi Mobile® app (subject to eligibility).
• Turn big purchases into smaller monthly instalments at a click of a button from Citi Mobile® app.
• Booking.com: Up to 10% cash back to wallet across millions of properties worldwide via Booking.com/mastercardmea.
• Airport Lounges: Access to 25+ lounges across the Middle East via MasterCard Travel Pass app.
• Complimentary supplementary cards for your family members.

• Free for Life Credit Card.
• Up to AED 750 cashback per month.
• Up to 5000 Skywards Miles per month.
• Access to 25+ Global Airport Lounge.
• 20% off on 1 order every month on Talabat.
• Buy 1 Get 1 free movie tickets in Vox Cinemas and 25% discount on single F&B items, on spends of AED 40 or more on F&B at VOX Cinemas.
• Get up to 10% discount on musafir.com.
• Get 10% money back on Booking.com.
• Get 8% discount on cleartrip.com.
• 1 week free access & membership discounts at Gym Nation.
• Get 10% discount on Farfetch.
• Installment Payment Plan at 0% with all merchants issuing ENBD.
• Exclusive discounts At 2000+ merchants in UAE.

• Up to AED 1500 cashback per month.
• Up to 10,000 Skywards Miles per month.
• Access to 800+ Global Airport Lounge.
• 20% off on 1 order every month on Talabat.
• Buy 1 Get 1 free on 3 movie tickets in Vox Cinemas and 25% discount on single F&B items, on spends of AED 40 or more on F&B at VOX Cinemas
• Get up to 10% discount on musafir.com.
• Get 10% money back on Booking.com.
• Get 10% discount on cleartrip.com.
• 1 week free access & membership discounts at Gym Nation.
• 2 Complimentary Airport Transfers.
• Get 10% discount on Farfetch.
• Tax Free International Shopping.
• 40% off on carrefour 1 order every month.
• Travel Medical Insurance up to USD 500,000.
• Installment Payment Plan at 0% with all merchants issuing ENBD.
• Exclusive discounts At 2000+ merchants in UAE.